@article{
  author = {Amiri Nasab Raveri, Reza, Saeidi, Parviz, Gorganli Davaji, Jomadoordi, Amirkhan, Mohammad},
  title = {Designing an Open Banking Model with a Grounded Theory Approach for Sepah Bank },
  journal = {Rahbord-e-Tousee},
  year = {2026},
  volume = {22},
  number = {86},
  pages = {423-441},
  doi = {}
}