@article{
  author = {mohagheghnia, Mohammad Javad, Farhangzadeh, Banafsheh, peymany, Moslem, ghorbanizade, Vajhollah},
  title = {Identification and strategic analysis of the components of the effective competition model in Iran's banking industry},
  journal = {Rahbord-e-Tousee},
  year = {2026},
  volume = {22},
  number = {86},
  pages = {32-68},
  doi = {}
}